- America First Insurance
Welcome to America First Insurance.
Begin here if you are a homeowner or small to mid-sized business owner looking for
competitive insurance coverage.
Check out our comprehensive business and home insurance products. Read about our
exceptional claims services. Then, go to Locate An Agent to get information on how to find
one of the Independent Agents who sells our products.
The Independent Agents who represent us are among the finest in the business. Our strong
relationship with them allows us to better meet your insurance needs.
America First Insurance?Because relationships matter?
America First Insurance
3400 Waterview Parkway, Suite 200
Richardson, TX 75080-1484
- Hochheim Prairie Insurance
HOCHHEIM PRAIRIE FARM MUTUAL INSURANCE ASSOCIATION is striving to be "First In
Service To Rural Texans" by being the leading provider of property insurance for
towns with population under 10,000 in The State of Texas.
HOCHHEIM PRAIRIE INSURANCE provides coverage in the small towns and rural areas of Texas.
If you are living in a rural area or not within 1,000 feet of a fire hydrant, we can help
you find an agent in your area to contact for information about Hochheim Prairie Farm
Mutual Insurance Association.
In 1892, a few people of the Hochheim community near Yoakum, Texas, decided to devise some
plan to indemnify property owners in case of fire and storm losses. In those days, the
destruction of your property meant the people of the community would collect money,
clothing and anything of value to help their unfortunate neighbor. While this was the true
sense of mutuality, it also was charity...something the settlers did not want. They met
and decided to organize a mutual insurance association.
500 S US Hwy 77A
Yoakum, TX 77995
Fax: (361) 293-1079
evelynm at hochheim.com
- Texas Department of Insurance
The Health Coverage Tax Credit - The HCTC is a new federal tax credit program established
to help eligible individuals pay for health care coverage for themselves and qualified
family members. Eligible individuals primarily consist of certain groups of displaced
workers and pension recipients. The HCTC is expected to help an increasing number of
eligible Texas individuals and their family members pay for health coverage they might
otherwise not be able to afford.
The recorded history of insurance law in Texas and the predecessors of the Texas
Department of Insurance date back to 1876 -- the year Mark Twain published "The
Adventures of Tom Sawyer" and Colorado became the 38th state.
The constitution of Texas adopted that year authorized the Legislature to create the
office of Insurance Commissioner when it deemed it necessary.
Two years earlier, the state had made its first effort to regulate the insurance business
in Texas. The state's economy and population were growing, and wildcat insurance schemes
were common. The 14th Legislature in 1874 passed a law regulating the life and health
insurance business in the areas of company formation, activities and coverage.
The Legislature also gave the State Comptroller of Public Accounts supervisory authority
over insurance -- one of many duties imposed on him by statute. There was, however, no
insurance department in existence at that time.
In the early days of statehood, practically all insurance business in Texas was written by
companies organized in other states and foreign countries. According to State
Comptroller's records, out of 61 companies doing business in Texas in 1874, only four were
Until the 1876 State Constitution was adopted, Texas insurance corporations were created
by special act in the various state legislative sessions. These domestic companies
ventured into the business -- mostly fire and marine insurance -- in competition with
financially stronger and more experienced out-of-state companies. As a result, most of
them either went bankrupt or had to be reinsured and taken over by their out-of-state
Texas Department of Insurance
Austin, TX 78701
512 463-6169 o 800 578-4677
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