Investing
Coy about Corn Commodities
Corn grown in the USA has traditionally been used to feed livestock or has been converted into corn syrup and used as a sweetener. No longer solely for eating, corn is increasingly being used in the production of ethanol and it is now considered an “energy commodity.”…
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the full article…
10 Reasons Why The Market-Correction
Triggered Money Flow Into Dollar Denominated Bonds Is The Wrong Move
Many people think of any type of dollar denominated bonds, whether they
are U.S. corporate bonds or U.S. Treasury bonds as a safe place to park
your money for reliable sources of income stream…
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the full article…
Why the Lottery is a Better Investment
than Mutual Funds
Even though I am not an investment advisor and never hold myself out as
one, clients continue to ask me what to do to prepare for retirement.
Should I max out my 401(k) contribution? Should I do an IRA? Should I
put more in my profit sharing plan or pension plan? My response - putting
your money into the lottery may be a better investment…
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the full article…
Calculating Your Investment IQ
Stocks, bonds, index funds; averages, recessions, market rallies and corrections;
mutual funds, technical analysis, financial statements; commissions, taxes,
and discount brokers. Just how much do you know about investing, or perhaps
a better question…
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the full article…
The Real Scoop on Annuities - Part
One
Insurance companies have always been big time financial institutions,
and they could probably have claimed possession of the largest and safest
investment portfolios on the planet. At one time, their role vis-а-vis
Wall Street was clearly that of a giant customer for the securities the
investment banks brought to market and which the securities firms distributed.
Their real estate holdings were religious in size and quality…
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the full article…
Asset Allocation: Investing by the
Numbers
Uno. Asset Allocation is an investment planning tool, not an investment
strategy... few investment professionals understand the distinction. Investment
strategies are used to implement the asset allocation formula that investment
planning produces. Many investors incorrectly believe that investment
planning and financial planning are one and the same…
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the full article…
Market Transition and Perceived Nervousness
Financial markets showed high levels of nervousness in May – June 2006,
with many individual investors wondering whether the market drops were
an opportunity to invest, or if it was time to pull out and look for safe
havens…
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the full article…
Safest Ways to Invest in Uranium Companies
Now that the spot uranium price has sustained above $40/pound, after a
20-year drought and a bottom of $6.40/pound at the end of December 2000,
hundreds of junior exploration companies have thrown their hat into the
ring. Both Canadian and Australian junior uranium companies hope to raise
the big money required to bring a uranium property into production…
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the full article…
Rising Commodity Prices Causing New
Turmoil Through The Mining Sector
The Gold and Silver Index (XAU) is holding steady above 120, having reached
a high above 156 in January, a level it had not seen since September 18,
1987. The spot uranium price is higher than it’s been since January 1980.
Crude oil? Filling up your gas tank should remind you that oil prices
are still painfully high…
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the full article…
Ten Common Investment
Errors: Stocks, Bonds, & Management
Investment mistakes happen for a multitude of reasons, including the fact
that decisions are made under conditions of uncertainty that are irresponsibly
downplayed by market gurus and institutional spokespersons. Losing money
on an investment may not be the result of a mistake, and not all mistakes
result in monetary losses. But errors occur when judgment is unduly influenced
by emotions, when the basic principles of investing are misunderstood,
and when misconceptions exist about how securities react to varying economic,
political, and hysterical circumstances. Avoid these ten common errors
to improve your performance…
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the full article…
How To Dissect Mutual
Fund Returns
While total and compound annual returns are useful, savvy investors will
look deeper, using a variety of metrics, to get a more complete picture
on mutual fund performance.
On January 1, 2006, a leading financial daily reported the trailing 1-year
and 5-year returns of Fidelity Contrafund (Nasdaq: FCNTX), a no-load mutual
fund, as 16.23% and 6.21% respectively. While the financial daily's return
information is useful, there is more to mutual fund returns…
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the full article…
How To Invest Wisely
And Make Your Money Grow
Wise investments of your spare funds can be a great way to grow rich.
These days, savings accounts offer very low interest and it is a waste
to allow your money to lie in them. Based on your appetite for risk and
your financial needs, you have various other investment schemes and options
to choose from…
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the full article…
Ishares and ETFs: Indexed
Investment Illusions
How many of you remember the immortal words of P. T. Barnum? Of Yogi Berra?
On Wall Street, the incubation period for new product scams may be measured
in years instead of minutes, but the end result is always a lopsided,
greed-driven, gold rush toward financial disaster. The dot.com melt down
spawned the index mutual funds, and their dismal failure gave life to
"enhanced" index funds, a wide variety of speculative hedge funds, and
finally, a rapidly growing number of Index ETFs. Deja Vu all over again,
with the popular ishare variety of ETF leading the lemmings to the cliffs.
How far will we allow Wall Street to move us away from the basic building
blocks of investing?…
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the full article…
The 10 Rules for Successful
Tax-Free Income Investing
Do you sometimes question the performance of your investment portfolio?
If you are like most investors you have your income producing assets thrown
in together with your equity portfolio. You look at the total mix of dividend
paying stocks, bonds, mutual funds and equities, and you’re confused as
to why they’re not producing enough income or growing your portfolio value
sufficiently…
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the full article…
Investment Advisors
101. Ask These Questions.
Investment Advisors (IAs) come in all different intellectual, professional,
and alphabetical varieties. They range in educational qualifications from
High School dropout to PhD, and can be professional Accountants, Insurance
Salesmen, Stock Brokers, Investment Managers, Dentists, Lawyers, TV personalities,
and Gourmet Chefs. Anyone can be an Investment Advisor!…
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the full article…
Mutual Fund Dividends
and Gains
Many Mutual Funds declare dividends and gains from time to time. It is
important to understand how these activities affect the investor and the
Mutual Fund price. Over time, the investments made within a Mutual Fund
declare dividends, short-term gains/losses and long-term gains/losses…
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the full article…
Financial Investor,
Strategic Investor
In the not so distant
past, there was little difference between financial and strategic investors.
Investors of all colors sought to safeguard their investment by taking
over as many management functions as they could. Additionally, investments
were small and shareholders few…
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the full article…
Six Reasons Why Real
Estate Investors Should Buy In December
December and New Year's Day give home buyers and real estate investors
the perfect occasion to buy real estate. Not only can you pick up a bargain
property from a motivated seller, you can save on your purchase expenses…
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the full article…
Real Estate – The
Boom Is Over!
Sales of existing homes fell a bigger-than-expected 2.7 percent in October,
a fresh sign that the red-hot housing market is cooling. The decline would
have been worse without increased demand from displaced hurricane victims…
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the full article…
Investing
in UK Land An Average Growth of 920% over 20 Years
Many overseas investors are seeing the potential for investing in UK land.
Not only does land ownership in the UK offer high returns, it also offers
low risk, making it a great investment for long-term capital gains…
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the full article…
Investing
Offshore, Could it Be for You
Is offshore investing only for the rich and famous? Probably not, although
most of us don’t know a lot about offshore investing. Here is a simple
primer for the fledgling offshore investor.
Offshore investing is simply placing your investment dollars in an account
with a bank that is not in the United States. There are several advantages
to investing offshore…
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the full article…
Income Investing:
Selecting the Right Stuff
When is 3 percent better than 6 percent? Yeah, we all know the answer,
but only until the prices of the securities we already own begin to fall.
Then, logic and mathematical acumen disappear and we become susceptible
to all kinds of special cures for the periodic onset of higher interest
rates. We’ll be told to sit in cash until rates stop rising, or to sell
the securities we own now, before they lose even more of their precious
Market Value…
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the full article…
Alpha and
Beta: The Romulus and Remus Investment Twins
Romulus and Remus are the eponym of Rome as Alpha and Beta are the eponym
of investing. Romulus and Remus are the mythical twins of Rome; Alpha
and Beta are the non-fictional twins of asset management. Story tellers
tell us that Romulus and Remus were suckled by a wolf. Analysts tell us
that investors get chased by a bull (a lot of "bull") and a bear…
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the full article…
What Makes
A Business Worth Investing In?
You have always been interested in investing in a business, however you
always hold back because you are scared of making a bad choice and losing
your investment. However, there are some ways to evaluate businesses to
reduce the risk you are taking when you invest. Of course, risk is never
eliminated, but when you properly evaluate what makes a business worth
investing in then you will more than likely have your answer whether the
company will be a success or failure before you invest your dollars…
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the full article…
More Return
On Equity For Your Investment Property Dollar
Few would deny that real estate is a solid investment. It provides
an attractive combination of stability, reliable cash flow, preservation
of principal and capital appreciation. However, many investment property
owners nearing retirement find themselves in a quandary. They are equity
rich, but cash poor, with increases in the value of their property far
outpacing income growth…
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the full article…
Getting
Started With Online Investing
As with everything else these days, the stock market has gone online.
If you can shop, pay bills, and do your banking online, why not invest
too? Investing online is not as big of an ordeal as some people make it
out to be. The key is to know what you want before you start…
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the full article…
Asset Allocation
Lessons:The 70% Inflation Solution
For investors only… and for speculators who need to invest their winnings.
Yes Virginia, it’s true. You don’t need all of your money in the stock
market to beat inflation!
Lesson One: Asset Allocation is an Investment Planning
Tool, not an Investment Strategy...few investment professionals understand
the distinction, because most think that Investment Planning and Financial
Planning are the same thing…
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the full article…
Surviving
Without Mutual Funds
STOP! Do not read another word! Advance mouse to an Investment Dictionary
and look up advance/decline line. Do not pass GO. Do not collect another
prospectus.
The NYSE advance-decline line has been positive for nearly six years!
(Contact the Author for the Spreadsheet.) What is wrong with the averages?
How sick are the Mutual Funds? Here are some questions you should be asking…
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the full article…
Old Europe's
New Shine
As European Union leaders meet in London to wrangle over European
Union budgets and the Anglo-Saxon versus the French model, global investors
have already voted and have been handsomely rewarded.
Many American investors seem to have written off Europe as a quaint low-growth
low-return destination…
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the full article…
Is Wholesaling
Better Than Rehabbing Real Estate
I look at real estate like a triangle. On one side of the triangle
we have rehabs, on the next side we have rentals and on the last side
we have wholesaling. I think wholesaling is the bottom side of the triangle,
the foundation. That foundation is what keeps everything strong. Wholesaling
is the foundation of all real estate investing in my world. It was the
easiest way for me to make quick cash. It didn’t take me long to
start making $10,000.00 to $15,000.00 a month every single month doing
wholesaling, and I was investing less than 20 hours a week…
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the full article…
Contrarian
Investing
When the stock market starts going up, most people are, initially,
scared to step aboard. It's not until stocks have gone up a long way for
a long time that most investors become interested and start buying. On
the other hand, when stocks start dropping, most investors are not afraid.
Their courage has been strengthening by the steadily rising price. Only
because the market has risen a long way, investors believe it will keep
going up. It is almost a gold-rush mentality…
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the full article…
"Subject
To" Real Estate Deals Explained
"Subject To" real estate financing is fairly new on the
real estate investing scene, mainly because many investors don't know
what it is.
"Subject To" financing actually can be a win-win situation for
both the seller and the buyer/investor if both parties understand their
obligations to one anothe…
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the full article…
Property
Investment – How To Calculate Rental Returns
Before purchasing an investment property for rental purposes it’s
always a good idea to calculate whether it will be cash flow positive
or cash flow negative. That is, will the property generate an income (positive)
or will it require a monthly cash injection (negative)?
This article will outline and briefly describe many of the main Purchasing
and Annual Holding Costs incurred when buying a rental property…
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the full article…
The Role
Of Gold Bullion Coins In Your Portfolio
Today's world offers investors plenty of avenues for their money.
Which ones are worth it and which ones just bring unnecessary risks with
very low chances of profit?
Many people have turned to buying gold bullion in order to improve their
financial situations. We know gold has been around ever since man first
started living in a society. Gold has grown together with mankind, or
vice-versa, depending on how you want to look at it. Let’s have
a look at the process of investing in gold bullion coins and at some of
the factors related to such a financial placement…
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the full article…
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